Paying for therapy

I am a private pay provider. This means I am out of network with all insurances. I have chosen to operate from a private pay model because I believe my clients should dictate their care, not an insurance company. Private pay offers confidentiality, more treatment flexibility, and limits insurance companies dictating how often you can have therapy and for what diagnoses. With this model we have the flexibility to do the work correctly.

If you have an FSA or an HSA account you can use them to cover the costs of therapy, making therapy more affordable and accessible. Many plans have out of network benefits that will reimburse clients up to 50 to 80% of their therapy costs.

I have partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. Use the tool below to see if you qualify for reimbursement for my services.

Payment policies

Payment is due and collected at the time of service and is processed through IvyPay, a HIPAA compliant payment processing program for therapists. IvyPay will text clients their receipt and if requested a superbill that can be used for out of network reimbursement. IvyPay makes payment automatic and easy.

Your therapy appointment is a time that is reserved for you. Clients who cancel in less than 48 hours or do not show for their appointment will be charged a late fee that is equal to the cost of the session. This ensures that I have adequate time to rebook that session slot.

You have the right to receive a “Good Faith Estimate” that explains how much your medical care will cost. Under the law providers need to provide clients without insurance an estimate of cost for their service. Your health care provider needs to provide you an estimate of cost at least 1 business day before your treatment. You can ask for a good faith estimate before you schedule with a provider. If you receive a bill that is $400 dollars more than your good faith estimate you can dispute the bill. Make sure to save a copy or have a picture of your good faith estimate. For more information you can visit http://www.cms.gov/nosurprises.

Frequently Asked Questions

• Do you take insurance?

As a private pay provider I do not work with insurance companies and am out of network for all insurances. Some insurance companies may provide out of net work benefits (OON) and reimburse you for some or all of your appointment cost, but may be subject to a deductible before receiving benefits. You are responsible for contacting your insurance provider about coverage.

I have partnered with Mentaya so clients can check their out-of network benefits. Clients may also choose to use Mentaya to submit claims for out of network reimbursement. Mentaya charges a small 5% fee of the session cost.

Your session is a time that is reserved for you. Operating from this model allows me to be fully present and tailor your session to fit your individual needs.

• Do you offer online or in person therapy?

I offer both types of sessions. In person therapy is available at my office in Eden Prairie, Minnesota. I can provide online therapy via a HIPAA compliant platform for clients in Minnesota and Wisconsin.

• Do you work with children?

I do work with children; my work with children is family focused. Parents can expect to be actively involved in treatment and attend sessions together with their children and at times have parent sessions. Parents who are actively engaged in the therapy process and committed to examining their role in promoting change will find therapy more successful.

• Do you provide couples therapy?

I provide couples therapy in the context of parenting. I work with new parents to prepare for the arrival of their children, couples who are current parents and navigate parenting challenges, and with adoptive parents looking for trauma informed parenting support. I do not provide sex therapy or therapy around affairs. I do work with individuals who are struggling in their marriage.

• My spouse won’t go to therapy with me, what do I do?

A lot can be accomplished in individual therapy that impacts the relationship. If your spouse will not go to couple’s therapy, seeing an individual therapist can help you navigate conflicts in your relationship and develop the skills you need to feel confident in your relationship.